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Insurance & Business Interruption Claims

Our litigators advise on complex insurance and policy coverage disputes, including business interruption claims, policy wording issues and other high-value coverage issues.

Insurance disputes can be complex, technical and commercially significant. They often come down to what a policy covers, how it should be interpreted, whether a claim has been handled properly and disputes as to the value of the claim. In any insurance dispute, taking clear, strategic and commercially focused advice can make all the difference to the outcome. 

Our award-winning litigation team advises on a wide range of insurance and policy coverage disputes including business interruption claims, policy wording and construction issues, limits of indemnity, aggregation, indemnity periods, notification issues, exclusions, reservations of rights, non-disclosure, misrepresentation and broker-related issues.

Our solicitors also advise on disputes that arise in a range of commercial sectors and contexts. Across property, construction and development, these include disputes relating to structural warranties, latent defects and other defects-related insurance matters, as well as issues involving brokers and other intermediaries.

Insurance disputes are often legally technical, document-heavy and commercially important. Some turn on close analysis of policy wording. Others require careful understanding of the underlying facts, how losses are assessed and how a claim or defence can best be advanced.

Our work in this area includes acting for insurers, insureds, policyholders, brokers and other intermediaries. This breadth of experience helps us to identify the real commercial and legal issues quickly and focus on the most effective route to resolution.

Where possible, we look to resolve disputes pragmatically and proportionately through early advice, negotiation, mediation and other forms of alternative dispute resolution. Yet where formal proceedings are needed, we’re highly experienced and tenacious in litigation and arbitration in technically complex disputes with significant financial consequences.

Whatever the nature of your insurance dispute, talk to us for strategic advice focused on outcome, risk and commercial practicality. 

Call us today on 0333 004 4488, send an email to hello@brabners.com or complete our contact form.

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Award-winning specialist insurance dispute lawyers

Our insurance and policy coverage disputes work is handled by senior members of our high-profile litigation team, which contains over 50 specialist litigators. We’re recognised in the top-tier of leading legal directory The Legal 500 and won Dispute Resolution Firm of the Year at The Legal 500 Northern Powerhouse Awards 2026.

Head of Litigation Paul Lunt is a multi-award-winning commercial litigator and a member of The Legal 500’s prestigious Hall of Fame. He handles a wide range of contentious commercial matters, including contractual and tortious disputes, professional negligence claims and insolvency-related matters. He's known for his practical and pragmatic approach to resolving complex disputes quickly and effectively.

Jeff Lewis advises on contract disputes, warranty claims, professional negligence, property litigation, financial services disputes and other complex commercial disputes. He's consistently recognised in the top tiers of both The Legal 500 and Chambers and Partners and is another member of The Legal 500’s Hall of Fame. He also sits as a Deputy District Judge.

Helen Otty brings over 20 years’ experience as a commercial litigator. She advises on commercial and company disputes, breach of warranty claims, professional negligence claims, procurement law and complex contentious matters across a range of sectors. She's recognised as both a Recommended Lawyer and Next Generation Partner by The Legal 500.

Further support is provided by our wider litigation team including James Roby, Simon Morris and Imogen Duck, all of whom have direct experience of insurance and policy coverage disputes.

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Meet the team

A man in a dark suit with a white shirt, standing with arms crossed against a striped wall in a modern office interior.

Paul Lunt

Partner

Jeff Lewis

Jeff Lewis

Partner

Helen Otty

Helen Otty

Partner

Brabners’ commercial litigation team handles a wide range of disputes including privacy and reputation management issues, business interruption claims, breaches of restrictive covenants and property litigation. More recently, the firm has undertaken novel work concerning new causes of action for cladding manufactures with regards to fire safety issues.

The Legal 500 2025

I was impressed by how fast and dynamic Helen Otty and her team were. I always felt that Helen was on the same page as me, acted swiftly and was focused on getting down to business, rather than taking her time and running up costs.

Centric Communications

The litigation team at Brabners goes the extra mile to ensure that you are fully aware of your position, ensuring that the burden of tactical decision-making is shared.

Client feedback, Chambers and Partners 2026

Jeff Lewis is great to work with, very personable and client-focused. He was excellent: precise, succinct and commercial.

Client feedback, Chambers and Partners 2026

Recent work

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Securing favourable policy construction judgment for Acasta

We secured a clear and authoritative High Court judgment in a substantial policy coverage dispute concerning the interpretation of insurance wording and the proper application of limits of indemnity under a multi-property insurance arrangement.

Read more

Substantial business interruption dispute

Acting in a substantial business interruption dispute under a commercial insurance policy involving multiple premises, questions about scope of cover and detailed issues of loss.

Business interruption dispute under commercial insurance policy

Acting in a business interruption dispute under a commercial insurance policy involving notifiable disease wording, interruption to trading across multiple locations and issues concerning policy construction and loss.

Insurance & Policy Coverage Disputes FAQs

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