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Richard Cowan

Richard Cowan


0161 836 8889
07967 006 810

Richard is a Partner in our banking and finance team.

He acts for a wide range of lenders (including clearing banks, challenger banks and alternative debt providers and debt funds), corporate borrowers and institutional investors in financing most aspects of corporate lending transactions. 

Richard has particular expertise in acting on leveraged and structured finance transactions (including MBOs, MBIs and IBOs), as well as real estate investment and development finance. 

He also has considerable experience in handling general corporate banking matters.

Over the past 15 years, Richard has acted for many of the largest corporates in the North West of England, as well as for growth businesses that needed advice and assistance with their financing requirements. 

He also regularly handles matters with an international dimension and prior to joining us in 2019 worked for an international law firm.

Recommended in both The Legal 500 and Chambers & Partners, Richard is praised for being a "'brilliant' Manchester-based transactional specialist".

Richard Cowan is an excellent, hard-working and committed lawyer who always puts the clients’ commercial goals first. He is an excellent draftsman and very easy to work with. He is calm under pressure and always ready to adapt his approach to fit the moving requirements of ongoing negotiations, producing very well-drafted and thought-through documents which are fairly balanced and allow the deal to 'get done' with minimum fuss and wasted time.

Client feedback, The Legal 500

Richard Cowan is experienced in acting for alternative lenders. He has particular expertise in leveraged finance, real estate finance and restructuring matters. He assists borrower- and lender-side clients with mezzanine debt, refinancing and acquisitions, among other matters.

Chambers & Partners

Richard Cowan’s work capacity and thoroughness is brilliant.

Client feedback, The Legal 500 2024

I have dealt with Richard Cowan on a number of transactions and really value his partner-led service and attention to detail. He and his team have always been quick to respond and complete transactions in a timely manner.

Client feedback, The Legal 500