Financial Services & FCA Regulations

Getting your products right is critical. Often, what might appear to be a minor error can have significant regulatory ramifications. 

Our experts will assess the design of your products against regulatory requirements, from preparing terms and conditions to supporting with the development or review of policies and procedures and undertaking independent assurance work. We can advise on the regulatory perimeter and the availability of exemptions. 

We support new entrants and existing firms with preparing for and submitting authorisation applications to the FCA or applications to vary permission. 

This may include helping to assess readiness alongside preparing application forms and supporting evidence (including regulatory business plans). 

Customer outcomes must be at the heart of everything you do. 

We can support you with interpreting and applying the Duty in your business, from fair value and product governance through to outcome monitoring and testing. 

If you’re a smaller firm looking for independent support, talk to us about our ‘Critical Friend’ service. 

Regulation is fast moving and sometimes it can be challenging to keep pace. We can support with horizon scanning, training and competence, as well as by providing external assurance and support to change projects that relate to regulatory matters. 

We can provide comprehensive regulatory and compliance transaction support, working closely with our corporate team or external advisors. This includes due diligence, advising on transaction documentation, change-in-control and post-completion remediation of issues. 

Getting commercial contracts right is important for any business. Yet in the regulated sector, there can be significant added complexity and risk. 

We can guide you to meet the relevant regulatory requirements in your commercial agreements. Our experience includes introducer and lead generation agreements, shared services and outsourcing agreements as well as Appointed Representative arrangements. 

From board and senior management training through to governance design and implementation support, we can help to ensure that your governance, behaviours and culture are aligned to regulatory expectations. 

Our deep experience of financial crime legislation means that we can support firms and MLROs (money laundering compliance officers) with the compliance of financial crime systems, controls and reporting. 

We’ve closely monitored and engaged with industry representatives and clients on the FCA’s Consumer Redress Scheme for motor finance commissions. 

Our experts can support your firm with discharging its obligations under the requirements, including interpreting the rules, analysing edge cases, auditing and assurance work, as well as providing independent compliance support.

We can support your needs with a range of training and competence work, from staff training on core compliance obligations to board-level skills gap assessments and bespoke learning support.